High Risk Home Insurance

High Risk Property Insurance that's tailored to your situation

If your property is located in a flood zone, bushfire-prone area or another high-risk location, we’ll help you find High Risk Property Insurance that’s tailored to your home, your assets and your level of risk.

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Get covered today!

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Your cover options include;

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Insurance for High Risk Properties & Homes

Finding insurance for properties exposed to floods, bushfires, cyclones or other extreme weather events can be challenging. Many standard insurers limit cover, increase premiums or decline applications altogether.

At Crunch Insurance, we work with a wide range of insurers to help homeowners and property owners compare suitable High Risk Property Insurance options. Whether you’re protecting your home, contents, investment property or vehicle, we’ll help you find cover that’s designed for higher-risk locations.

Finding the Right High Risk Property Insurance

Living in a high-risk area shouldn’t mean navigating insurance alone. We take the time to understand your property’s location, the risks involved and the type of protection you’re looking for before comparing suitable policies from trusted insurers.

Whether you’re looking for flood cover, bushfire protection, cyclone insurance or broader protection for a difficult-to-insure property, we’ll help you find an insurance solution that’s tailored to your circumstances.

  • Flood Insurance
  • Bushfire Insurance
  • Cyclone Insurance
  • Storm Damage Insurance
  • Home Building Insurance
  • Home Contents Insurance
  • Landlord Insurance
  • Private Motor Insurance
  • Cover for difficult-to-insure properties
  • Access to specialist insurers

Why Choose Crunch Insurance?

When your property falls into a higher-risk category, experience matters. Our team understands the challenges of finding insurance in flood zones, bushfire-prone regions and other high-risk areas, and we’ll work hard to find suitable options from a broad range of insurers.

We’ll explain your options clearly, compare policies on your behalf and continue to support you with reviews and claims assistance whenever you need it.

What we do for you

Crunch Insurance is your one-stop shop for personal insurance, helping you find the right cover for your budget, lifestyle and situation.

01

Understand your business

This is your discovery call with one of our friendly Crunch Insurance specialists. We’ll ask the right questions to understand your needs, your situation, and where we can help.

02

Explore your cover options

We’ll explore suitable cover options based on your needs, budget and level of risk. From there, we’ll help you understand what’s available and where the right opportunities may be.

03

Present your Insurance options

We’ll take you through the cover options we’ve found for you, explain what each one includes, and help you understand how they compare in terms of protection, cost and suitability.

04

Get you
covered

Once you’re happy with your cover, we’ll help you get everything in place and make the process as simple as possible from start to finish, to ensure your cover is in place. 

Arrange a totally free no, obligation consultation

Fill out some contact details below and one of our team will reach out for a chat. 

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Business Finance / Loans

Crunch Finance is your one-stop shop to manage all your business loans and business finance, finding you competitive rates on the market.